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Open enrollment began Nov. 1. KFF says benchmark premiums rose 13% for 2027, and the enhanced tax credits expired last year. Democrats want them restored. The president’s plan would send money to people instead of insurers.
Updated Nov. 6, 2026 · 4 sources · 4 minute read
Left: what Republicans say, in their own words. Right: the same for Democrats. Middle: the record. The record is not a third opinion. We check claims from both sides against documents and data and give each one a verdict. What the verdicts mean
Trump says paying people directly is something that has never been tried before.
Trump: end subsidy payments to insurers and send the money directly to eligible Americans.
Trump: put into law the most-favored-nation approach to drug prices.
Trump: require providers and insurers to post prices.
Subsidies paid to insurers aren’t working, so pay people directly, post prices and lower drug prices. (Based on Trump’s plan and White House press secretary Karoline Leavitt’s statement, as reported by Fox News in January. The details are still unclear.)
Each card shows who made the claim, what the claim was, and what the documents and data show.
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“Nothing’s more central to it than health care.”
Jeffries: extend the ACA tax credits.
Jeffries: reverse the Medicaid cuts.
Ocasio-Cortez: restoring the credits isn’t enough, and monopolies in drugs, insurance and private equity should be broken up.
Premiums are rising and coverage is shrinking because the enhanced credits expired, so restoring them and reversing the Medicaid cuts comes first. (Based on Jeffries, Beyer and Ocasio-Cortez as reported by The New Republic. The premium and enrollment figures are KFF’s.)
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Every claim above links to its source. Read them yourself and decide.
Nov. 6, 2026 No corrections so far. Some numbers on this page are from January and September and will be updated as new coverage appears.